Author: Smart Wealth Mentor

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The 50/30/20 Guideline is a budget that breaks down expenses into simple percentages: 50% requirements, 30% wants, and 20% cost...

< img src="https://www.essence.com/wp-content/uploads/2024/02/GettyImages-81715277-1920x1080.jpg?width=1920"> $ 1.129 trillion. That's the total quantity of charge card debt Americans are buried in right now,...