Finest Cost Savings Accounts With Debit Cards Or ATM Cards Of 2025

< img src="https://www.forbes.com/advisor/wp-content/uploads/2024/06/Picture1-2.png"> We chose the Axos Bank High Yield Cost savings account because it's a particularly great option for savers who need ATM gain access to. Account holders can request a free bank card, and the bank boasts an impressive network of more than 91,000 ATMs nationwide. Why We Like It We like that this account uses its finest rate, 0.61%on

balances of less

than$25,000, with no requirement to make interest. For those who wish to bank in one location, Axos offers several various bank account, including benefits choices. If you decide into overdraft defense on monitoring, you can use this cost savings account to cover these transfers. What We Do not Like We do not like that this account has a minimum

deposit requirement of$

250 to open, which is higher than lots of other choices. It also does not provide a competitive rates of interest compared to the best high-yield savings accounts and only narrowly beats the nationwide typical savings rate. Who It's Best For Axos Bank has among the largest ATM networks you'll find, especially for an online bank

. Consider the High Yield

Savings account if you foresee needing to withdraw money often, especially if you're interested in any of Axos ‘other products. Interest is intensified daily and credited regular monthly for this account. Balances between 0.61%APY is booked for balances under$25,000.

Balances between$25,000 and $100,000 make 0.25 %APY. Balances of more than$100,000 earn 0.15%APY. Balance tiers are based upon your end-of-day balance. Withdrawals and transfers are restricted to 6 per month, and you will incur costs if you surpass this limit. Source